BEGIN YOUR PLAN BY:
Reviewing your current income and spending habits. Reviewing gives you a good indication about your spending in retirement. It helps determine if your financial goals are realistic.
Analyze your net worth. It will identify:
Long term debts which may not be paid off prior to retirement
Assets available to meet your retirement needs
Identify and prioritize:
What you want to do in retirement
What legacy (if any) you want to leave after you are gone
Issues in later years--providing for a spouse after death, living longer than expected and needing care as you become frail.
If you currently have a retirement shortfall, we can discuss ways to minimize or eliminate it now! Allow us to learn about you and your family and help you plan well for the future.