Investment Philosophy
Our Mission

Design
WE...
- Listen to identify your dreams and goals
- Gather, organize and analyze your financial information
- Make recommendations based upon your needs

Grow
WE...
- Agree upon clear objectives and risk expectations
- Monitor your investments and track the progress
- Refine and revise along the way

Protect
WE...
- Offer investment strategies with downside protection for unpredictable markets
- Help protect your family from life's unexpected challenges
- Assist you with creating a legacy for future generations
What is a fiduciary advisory?
Not all advisors are required to put your interests first.
Only financial advisors who are fiduciaries are required to act in the best interest of their clients. The fiduciary duty is the highest standard of care; it avoids conflicts of interests by acting with undivided loyalty and utmost good faith, even if doing so is contrary to yours.
Here's What to Expect

Get to Know You
During your free consultation with your personal financial advisor, we listen to you.

Know Your Goals
We gather, organize and analyze your financial information. We make recommendations based upon your needs, goals and dreams.

Make a Plan
We agree upon clear objectives and risk expectations. We offer investment strategies with downside protection for unpredictable markets.

Personal Relationship
As your dedicated financial advisor, we monitor your investments and track the progress. We help protect your family from life's unexpected challenges.
Helpful Content

From Boats to Brokers
From the Dutch East India Company to Wall Street, the stock market has a long and storied history.

Inflation and Your Portfolio
Even low inflation rates can pose a threat to investment returns.

Financial Aid for Students 101
Help your college-bound child explore scholarships, grants, and more with this article on paying for higher education.
Disability and Your Finances
In the event of an unforeseen accident or illness, disability insurance may be a good way to protect your income and savings.
The Pre-Retirement Checklist
This checklist can give you a quick snapshot of how prepared you are.
A Bucket Plan to Go with Your Bucket List
Longer, healthier living can put greater stress on retirement assets; the bucket approach may be one answer.
Universal Life Insurance
Universal life insurance is permanent insurance with a flexible premium. Here's how it works.
Replacing Your Medicare Card
Learn how to replace your lost, stolen, or damaged Medicare card in this helpful article.
Caring for Aging Parents
As our nation ages, many Americans are turning their attention to caring for aging parents.
View all articles 
What Is My Risk Tolerance?
This questionnaire will help determine your tolerance for investment risk.
Capital Gains Tax Estimator
Use this calculator to estimate your capital gains tax.
What's My Potential Estate Tax?
This calculator helps estimate your federal estate tax liability.
Can I Refinance My Mortgage?
This calculator can help determine whether it makes sense to refinance your mortgage.
Potential Income from an IRA
Estimate your monthly and annual income from various IRA types.
Doubling Your Money
This calculator demonstrates the power of compound interest.
View all calculators 
Long-Term-Care Protection Strategies
The chances of needing long-term care, its cost, and strategies for covering that cost.
Principles of Preserving Wealth
How federal estate taxes work, plus estate management documents and tactics.
5 Smart Investing Principles
Principles that can help create a portfolio designed to pursue investment goals.
Managing Your Lifestyle
Using smart management to get more of what you want and free up assets to invest.
An Inside Look at Retirement Living
A number of questions and concerns need to be addressed to help you better prepare for retirement living.
5 Smart Investing Strategies
There are some smart strategies that may help you pursue your investment objectives
View all presentations 
Rightsizing for Retirement
What does your home really cost?
Should You Tap Retirement Savings to Fund College?
There are three things to consider before dipping into retirement savings to pay for college.
It Was the Best of Times, It Was the Worst of Times
All about how missing the best market days (or the worst!) might affect your portfolio.
Encore Careers: Push Your Boundaries
Ready for retirement? Find out why many are considering encore careers and push your boundaries into something more, here.
Retiring the 4% Rule
A portfolio created with your long-term objectives in mind is crucial as you pursue your dream retirement.
Once Upon a Goal
Do you know how to set up your financial goals for success? This knight does.